The Insurance Partner for UAE Businesses

Delivering Superior Insurance Value

Viva Insurance Brokers

MEET VIVA INSURANCE BROKERS

We are a dynamic and forward-thinking risk advisory & broking platform established in Dubai in 2016. We're dedicated to providing first-in-class insurance solutions for businesses in the UAE, covering:

Medical and Health: Attract and retain top talent with tailored medical and welfare plans.
Property & Casualty: Securing assets and operations with comprehensive insurance for businesses and individuals and best in class claims advocacy services.
Risk Management: Proactively identify and mitigate potential risks to ensure business continuity and peace of mind.

We are licensed by UAE Central Bank and Dubai Health Authority

About Us

Our Mission

Relentlessly focus on delivering superior value to our corporate clients underpinned by our expertise, passion and commitment to provide the right insurance coverage at the best terms with exceptional client-centric service and advocacy.

Our Capabilities For You

Our expert team have years of experience to understand and identify the unique risks faced by your company within specific industries and provide tailored cost-effective comprehensive insurance solutions to protect your business and clients.

Risk Management

Assist in identifying and managing risks

Provide considered advice based on your unique risk appetite, coverage requirements and cost objectives

Access to Multiple Markets

Comprehensive access to diverse insurance partners

Strong relationships with seasoned insurance executives facilitating optimal client solutions

Expert Advice

Technical expertise to review, assess and appropriately structure your insurable interests

Tailor-made policy recommendations for value creation (maximization of benefits vs. costs)

Key insights on the strength and challenges of your counterparties (insurers, TPAs, loss adjusters)

Claims Support & Service

Supporting you and your employees with claim inquiries and advocating on your behalf on claim requests

Seamlessly assist with endorsements to your ongoing coverage

We Care, We Act.

This commitment translates into three core values that guide our work:

Viva Insurance

Overview of Key Industry Solution

Employee Benefits

Employee Benefits are an essential part of attracting and retaining top talented employees in your business. Protect your workforce by providing them with tailor-made Medical Insurance as part of your employee benefits, while complying with UAE Medical Insurance Law. A well-managed and supported plan will strongly increase employee satisfaction and loyalty and positively reflect on your business in general. We assist in selecting the best insurance solutions to fit your budget and customize policies for your organization’s needs. Our strong network of insurance partners offers flexible coverage. Partner with us for personalized and human service, building long-term partnerships.

Property & Business Interruption

Your property is a crucial asset that deserves the utmost protection against unforeseen losses. We offer the best-in-class Property & Business Interruption insurance, providing you with coverage against physical damage to your property caused by events such as fire, theft, or natural disasters. Additionally, our Business Interruption coverage will ensure you will not suffer any financial loss due to the halt in operations caused by a covered loss, as we help you recover lost income and pay ongoing expenses.

Engineering & Construction

As an engineering or construction company, you face unique risks that require specialized insurance solutions. Our Engineering & Construction solutions provides comprehensive coverage for projects of all sizes, from small renovations to large-scale developments. We offer coverage for property damage, liability, and other risks specific to your industry, helping you protect your business and your clients.

Specialty Lines

Our Experts Offer Tailored Coverage

We at Viva Insurance Brokers are passionate and excited to advise on and provide expert and specialized insurance solutions. Our experts offer tailored coverage for niche industries, including Financial Lines, Cyber, PV, Marine, and Energy. This includes

Financial Lines

Professional indemnity, directors’ and officers’ liability, crime, and fidelity insurance under Financial Lines.

Cyber Insurance

Cyber insurance which helps protect businesses from data breaches and other cyber risks.

Trade Credit Insurance

Insurance that protects businesses from financial losses due to non-payment or default by their customers.

Marine Insurance

Marine insurance provides coverage for cargo, hull, protection and indemnity, and marine liability.

Energy Insurance

Energy insurance covers risks specific to the energy industry, including property damage, business interruption, and liability.

Aviation Insurance

We provide coverage for both the physical damage to an aircraft and the legal responsibility associated with owning and operating it.

Our Insurance Partners

Managment team

Alexander Blom

Chief Executive Officer

Alexander is a dynamic international professional with 16 years commercial (re)insurance experience in the Middle East based out of Dubai. Read More… He has held regional roles at Marsh, AIG and Howden, which have equipped him to lead Viva Insurance Brokers’ growth to new heights, driven by a commitment to being ‘positively obsessed with client feedback’. Joining Viva in September 2024, Alexander embodies the work ethic ‘We care, we act’. Alexander has expert knowledge in Financial Lines insurance and familiarity with risk management and other commercial lines, including medical and health insurances, Alexander is well prepared to meet diverse client needs Alexander earned his Masters in Economics degree from Erasmus University of Rotterdam

Maya Taha Gazal

Chief Commercial Officer

Maya is a highly experienced insurance professional with a remarkable career spanning over two decades, and has worked with the most reputable insurance companies and brokers, including Axa, Marsh, Lockton and UIB. Read More… With a solid background in risk management, Maya has consistently delivered tailored insurance solutions to her clients. Her clientele includes a diverse range of businesses, from small enterprises to large corporations. Maya specializes in multiple insurance categories, including medical, property and casualty, workers’ compensation, and liability. She is renowned for her exceptional communication abilities and her talent for building strong and enduring relationships with both clients and colleagues. Maya remains dedicated to staying abreast of the latest industry trends and regulations, ensuring that she continues to provide outstanding service to all her clients.

Dr. Sonja de Pattenden

Chief Operating Officer

Dr. Sonja has over 30 years working experience (26 years within the UAE) within the insurance industry (Life and Medical). Prior to joining Viva Insurance Brokers in August 2024 she has worked for Health insurance companies such as AXA, Read More… , Aetna and Now Health as General Manager of Middle East and Africa of which she has a wealth of knowledge within Sales, Customer Services, Operations, Underwriting and Claims Dr Sonja is results orientated, an excellent communicator who is self-motivated and strong in negotiations. Sonja earned her Ph.D Business Leadership from Ecole Superieure Robert de Sorbon.

Our Shareholders

In 2023 Viva Insurance was acquired by OsmanReuter Holding with the long-term vision and commitment to transform the company into the leading regional corporate insurance broker.

Alex Reuter

Co-Owner

Alex is an experienced Investment Banker, Board Director and Investor-Entrepreneur. He is currently a Senior Advisor at PJT deNovo, following the acquisition of deNovo Partners, where Alex was a founding member and Partner, Read More… by global and NYSE-listed investment bank PJT Partners. He also is a non-executive board member of Enerwhere LLC., a leading regional off-grid solar-hybrid energy provider and Organic Foods & Café, the leading organic food retailer in the region. Alex has over 24 years of Mergers & Acquisitions, corporate finance and investment experience and has been responsible for the execution of over $40 billion major corporate transactions in his career. His commitment to helping his clients achieve their goals, and his passion to develop and invest in people and people-centric businesses has been a driving force throughout his career. Passionate about insurance, financial services and building businesses that deliver value to clients. Alex joined forces with Ahmed Osman to acquire Viva to develop it into the leading regional advisory and broking platform by attracting the most dedicated and skilled professionals in the industry. Alex earned his MBA from London Business School and BSc from Babson College.

Ahmed Osman

Co-Owner

Ahmed has spent over two decades as an investment banker. This includes time spent at Wall Street banks including Citigroup and Morgan Stanley and is currently a Senior Partner at PJT deNovo. Read More… Ahmed spent the last decade with the partners at deNovo Partners creating a leading investment banking advisory firm with client centricity and committed advice at its core. Ahmed has advised a broad range of clients during his time in investment banking, including being an insurance specialist investment banker based in London and Dubai. Along with co-owner, Alex Reuter and the Viva team he is focused on creating Viva to become a leading regional advisory and broking platform built upon the foundations of respect, relentlessness and care for it’s clients. Ahmed has a BSc (Econ) from the London School of Economics.

Contact us

For Professional Advice

Phone Number

+971 4 201 5444

Email Us

info@vivainsurance.ae

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